Insurance Commish Mike Chaney issued the following statement.
National Preparedness Month highlights emergency readiness. Recovering from a disaster can be challenging and stressful. Preparing now makes rebuilding easier.
“Review your insurance policy,” said Insurance Commissioner Mike Chaney. “Make sure the amount and types of coverage you have would cover all of your needs. Talk to your insurance agent if you have questions.”
Consider creating a home inventory so that it’s easier to file a claim in the event of a disaster. A free tool to do this is the NAIC Home Inventory App. It can be downloaded from the App Store and Google Play.
With the fall season just around the corner, it’s also a good time to inspect your home and make improvements.
· Check your roof for broken or missing shingles. Replace shingles to avoid leaks.
· Look for damaged wood and sealants around windows and doors that keep out animals, pests, wind, heat, and cold.
· Clean gutters to avoid leaks on walls and ceilings.
· Walk around your home looking for dead trees that should be removed or downed limbs on your roof.
· Check your attic for dampness and seal cracks.
· Check water heaters for signs of corrosion or leaks.
· Replace HVAC filters so the AC is ready to run. Schedule a checkup or service.
· Make sure outlets and cords are in good working order and are not overloaded. This could prevent an electrical fire.
o Check and replace smoke alarms, carbon monoxide detectors, and fire extinguishers as needed.
If you need assistance with an insurance question or claim, call 601-359-3569, email consumer@mid.ms.gov or visit www.mid.ms.gov
8 comments:
Those who need to, won't see this. And if they did, they won't follow the advice, none of it. The rest of us are aware and pro-active and do these things continually, not in response to a government blurb.
Chaney is always tooting. Tooting what? You tell me.
What storm? Why now all of a sudden? Been prepared since mid June before Hurricane season kicked off. Actually been prepared for years since Katrina.
He is reminding people to prepare for things, check smoke alarms etc. Some people need to be reminded to do basic things. 40% of The town that burned in Hawaii didn't have insurance. I suppose that 30% of Rolling Fork didn't have coverage either but we will take care of them.
Insurance Commissioner needs to be creating a risk pool together for those that currently or about to no longer be able to afford or find property insurance. It's coming, and fast. Just like they did with the wind pool.
Does this mean that the drought is over? Do smoke detectors also detect storms?
Right on, 4:04. An announcement from the State Insurance Commissioner is sure to cause hundreds of folks to rush out to Wall-Mark and buy a smoke detector.
Well, a few will no doubt check around to see which arm of government will give them one free and come install it.
People who decide to live within 50 miles of a coast line get what they should expect.
A lot of thunder and about 5 drops of rain.
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