Jackson Jambalaya

Recently had my Debit Card number stolen, and several transactions were processed by Wal-Mart in TX. All info points to a breach in Wal-Mart's network, so I only use a chipped Credit Card now. Pay off the balance every month, and less risk of some nincompoop cleaning out my checking account.

I have to use the chipped card at Kroger but nobody else has required it yet. I used another card for the first time ever when I ordered football season tickets two months ago. Soon after I made that transaction, six hundred dollars in computer equipment charges wound up being charged to that card.

Chip cards almost eliminate the risk of copying card info from in-person transactions. The unfortunate reality remains that most fraud occurs in environments where the card is not physically present and the number is used online. EMV does nothing to combat fraud in those situations.

Most businesses I have been to since receiving my chip card are not yet set up to use it.

Typically your bank is the one who loses money on refunding fraudulent charges, not the business

1:16 Just last week my debit card info was caught by Trustmarks Fraud Dept attempting to be used at a Texas Walmart. FWIW

Sure wish this was a LE priority.......

6:45: Actually read the whole post.

Who the hell wants to read posts before opining?

I've found a few places that utilize the chip reader, but several businesses that have the chip reader don't use it. The clerk says it doesn't work and to just slide the card.

A few months ago my credit card was hacked and the card shut down. I call the credit card company and they say somebody tried to charge several hundred dollars worth of merchandise in a big box store in the Midwest USA earlier that morning and the transaction was denied. So I get the info on the store and call the manager. Ask him if he has video at the registers. He does. Call the local police of the city where the fraud occurred and they tell me to file a police report in my hometown. Did that at 3 p.m. the day of the crime and get the Detective in the faraway town on the phone with a case number. They go to the store and view the video. 3 weeks later they call me with an update that the same 2 "democrats" had tried the same trick on 5 other people that same day and they've got the video evidence now trying to identify the perps. I hope I get the chance to take a vacation to the Midwest USA and file charges on these f*cksticks.

hmm...Kroger is still taking my chipless card as of last Friday. It'd be sad for me if they really don't now as my cards came out just before the chip machines and don't go out of date for a while yet.
My husband's card has a chip and those machines are SLOW.

Surely these technogeek wizbangs will figure out that the simplest way to "control fraud" is to embed the unique identification code directly into the user's body. You know, like a chip in the hand. Or even the forehead. Seems logical and reasonable. My suspicion would be that someone will figure that out. Seems like I've read about that kind of thing somewhere.

The chip transactions take so long to process compared to sliding the card. Hope to see that improve.

Wonder what this means for merchants who use iPhone Square card readers to scan credit cards (barbershops, nail salons, etc.)?

10:19 They'd be SOL. But as someone above stated, virtually ALL fraud event occur while you still have possession of the actual card.