Jackson Jambalaya

Gee. Why didn't Carrington Mortgage just forgive the loan? Wells Fargo does it all the time for Jackson residents.

So, homeowner taxes were paid for 2015 out of escrow homeowner had with the Mortgage Company? Or were they paid by the Mortgage Company? Whoever pays the taxes is responsible for the home. One or the other has paid for 2015 or the home has been or will be sold. Surely we have some method of securing a home during the limbo between a persons' becoming totally disabled and the mortgage company. Would like to know if Carrington Mortgage Services has an estimate of time for foreclosure. Who can tell us the average length of time for a home to foreclose?

In the past, neighbors would have stepped up and helped an elderly person like this. Or folks from the church, or some neighborhood organization. Guess it is too much to think that such kind of caring for people would still exist. Now all that happens is the neighbors bitch because the lawn is not kept by an elderly lady with dementia.

Anybody can pay someone else' property taxes and have no responsibility for the home/property. This is the classic case of "The Zombie Foreclosure"! Run! Isn't my hair FANTASTIC?!

Curious to know if Home was foreclosed on due to a Reverse Mortgage...

Wait until they start dropping their Zika babies. That will be our fault too!

Carrington Mtg took title to the property from Bank of America and on the same day recorded a 'substitution of trustee' document with the Chancery Clerk. BOA would have been paying along with the other 9 mortgage companies who made loans on this property since 1988. I see this situation regularly. Don't know what Carrington has to gain by taking ownership of the debt and immediately filing to foreclose. Maybe some sort of tax break???? If anyone knows, let us know.

"In the past, neighbors would have stepped up and helped an elderly person like this. Or folks from the church, or some neighborhood organization. Guess it is too much to think that such kind of caring for people would still exist. Now all that happens is the neighbors bitch because the lawn is not kept by an elderly lady with dementia."


5:17pm, you obviously spouted off at the mouth before you bothered reading the details of what you were even commenting on. This house has been vacant for some time now & no one is upset "because the lawn is not kept by an elderly lady with dementia" you fool. Please spare all of us by not wasting your or anyone else's time with your 2 cents again. Thanks.

What's the point of publishing this woman's hard times? Does the fact that she has dementia excuse it?

Isn't the point here that bums and shit-heads are breaking into and assuming property rights the story?

And isn't the larger story the fact that entitled democrats actually believe this is the path to home ownership? And wouldn't Bernie and Hillary and sanctuary cities everywhere applaud these bottom-feeding slime rats?

FYI: One of her kind neighbors did cut the grass at the property and it was not an easy chore since the lawn was filled with thick, tall weeds.

The neighbors have been cutting the yard, knuckleheads. The vagrants and walkers are getting into the house and back yard. Go bum some monney, get some tall boys across the street, and it's party time.

What's amazing about this story is the stark contrast to Yarber's "forgiveness" of his mortgage. Her is a lady that could obviously use some 'forgiveness" due to her age and mental condition, yet her property is in foreclosure. Meanwhile, Yarber, an able bodied young man with a job, gets he house free and clear. Something smells like rotten fish!

To bad it's not Wells Fargo. Could have been released free and clear.

5:17, 8:19

Sad to say but the days of doing a "barn raising" for the neighbors appears to be a thing of the past. (Thx to the North for winning the war)

To the barn raisers:
Try to live in the present.
We don't have a rural economy anymore.
The lady doesn't likely have family in the area and her friends are likely to be too elderly to wield a hammer or are dead.
Her neighbors have no right to do much more than mow her lawn. They can't just come in and alter her property.
Even if they could alter her property, they don't likely have the money to buy the lumber or tools do so.
Everyday in this country the vulnerable elderly are unprotected and the unscrupulous can take advantage at will.
Even if a family has the resources to hire a lawyer and try to get guardianship, it's not easy to do anymore.
My grandfather helped raise barns and got people together in the community to improve it. But, they had the tools to cut down the trees, and the skill to saw the wood and had a blacksmith to make the nails. And, the people raising the barn bartered their skills and resources. The potter made pottery and the ladies made quilts and clothes. It wasn't just " neighbors" who built the barn, but the whole community.
We don't live in that world anymore.
People still come together and try to pitch in when there is a tragedy but those who do can't replace all that is lost anymore.

I called JPD about an empty house that appeared to have been broken into (a back window was open with a piece of wood placed beneath it and the front door was wide open). The cop who showed up insisted that the wind had blown the door open and when I disagreed he started to yell at me. We're on our own out here people.

5:35, exactly how old ARE you? I'm 60, and doubt that "potters made the pottery" even during my GREAT-GRANDFATHER's lifetime. Same with blacksmiths making the nails. I think all that stopped a few years before the Civil War. Are you sure it wasn't your Great-great-grandfather who did the barn-building?

And 7:54, thank you for your excellent description of the REALITY of life in Jackson. We experienced that reality a few times, and then moved out of state - to a carefully-chosen place with near-zero 'Diversity Enrichment'. We had found it impossible to keep new hires, in Jackson (and this was in the Nineties, before things got BAD). As soon as their internships were over, our best recruits fled the state and the South. Finally, we followed them. We no longer have trouble finding and keeping employees.

We no longer have to call around, discovering affordable apartments for our new hires, as we did in Jackson (you know... the apartments that are never advertised/listed, because... well... you know why...). And a young family can actually afford children, because the public schools are safe. These things were unimaginable to us, until we moved a thousand miles away from Jackson.

Stop worrying about the poor lady in Florida. It sounds like she's already extracted all the value from that house. It's not her problem, anymore. It's not Jacktown's problem, because Jacktown accepts no responsibility for anything - and hasn't done so for DECADES. That's why everybody left. I do feel sorry for the neighbors, though.

4:17 pm We have potter's even today. And, yes, while barn raising had improved in the late 1940's and early 50s, it was my grandfather. The barn down the road had burned down during a storm. I helped carry out food and water from the well with my cousins ( it took two to carry the bucket) and the young cousins took turns cranking ice cream at the end of the day. We lived in a nearby city by then, but my parents came to lend a hand on the weekend. And, I spent many summers helping my grandmother in her work for their community whether it was making and taking meals or joining the quilting bee. I was about 5 years old. I'm 69 now. During the Depression, the families who had crops for food, pooled together what they had and fed everyone.
My grandparent's property was still a dirt road in my childhood ( I can never forget the dust the car kicked up in the summers) and those living on the road worked together to keep it in good condition.
The small community of about 4000 join together even today for community improvement but they cannot afford nor do they have enough young people to build a barn anymore or keep up a paved road and only two families still making a living off the land. Those who don't still farm or have a business in town, drive 25 miles to the nearest town to work.
What could be done in those days has changed. The attitude of working together and pride in the community and a sense of family hasn't.
It helps when the land is willed, intact, to the child who wants to take it on and that the property means more to the rest of us than our share of money that would come from selling it off. The family homes and church still stand. There was no thought of building new and shiny .
And, I know today, I could go back and build a place on the land . If fell on hard times and I didn't have the means, the family would help like they did my cousin when she divorced or my aunt when she was widowed and became catastrophically ill. The family looks after my aunt's land in Florida as well and a cousin lives on it.
The land of both my paternal grandparents and my paternal grandfather has remained in the family mostly intact since before the Revolution. That will remain so for at least one more generation after I'm gone.
Unlike you, I moved to Jackson, not away from it and we have had no problem finding good workers or prospering. I wonder if you had an attitude problem or was it simply poor hires or a lack of pay? I've met a lot of people who can't keep good help. Our employees are loyal and stay with us. And, we value them as well.
At any rate, I'm aware there were " bad times" in my family's communities but they didn't flee. They pulled together with others and rode it out to keep and add to what others before them had worked hard to build. I was raised to believe that's what family is about and what people of character and strength do. They stay and make it better. It's an ethic that has been successful.
I do feel sorry for this woman's neighbors, but your last paragraph is revealing. For you this seems to be all about the money. She's had hers so forget passing along anything of value to anyone to continue to benefit the family , right? Just use up something until it falls into decay. Or, take what she's worked to create and be vultures over the bones of what's left , right?
But, I'll admit , there may not be enough places left where the people are strong and willing to work together for something better for all anymore. This blog doesn't indicate that is the case.
You never saw Jackson as your home or valued your neighbors. It was just the place you lived. So, I guess it was easy for those of you to panic and sell out when the first dark face showed up in your neighborhood. You could have banded together and learned to welcome the one to stop blocking busting like we did in that " nearby town", but you didn't. I just hope you didn't move to the state where my family home is.

7:52, you really ought to set that to music, and get Paul Ott Carruth to sing it. I don't think I've ever seen so much idealism in one place. Truly, it would take THREE strapping Iowa farm boys to carry your bucket, it's so laden with schmaltz (and nebbishkeit).

Paul Ott Carruth reference for the win... Y'all definitely need a little more chochem attick humour around this joint and less of the cheap self-righteous kolboynik bullshit... Dig it.