Thursday, October 7, 2010

Foxes accuse Ridgway of perpetuating fraud on bankruptcy court

JJ reported yesterday Richard T. Jones pleaded guilty to DUI Mayhem in the wreck that left Henry Fox blind and injured for life. The accident reconstruction report stated he had a BAC of .16 and was driving at 79 mph down Hwy 463 while his girlfriend, Susan Travis Ridgway, performed oral sex on him while undressed. See earlier post.

Henry and Betty Ruth Fox filed a civil suit against Richard T. Jones, Susan Travis Ridgway, the Jackson Hilton, E&J Gallo Winery, Larry Hollingsworth(Manager of Hilton), Kevin Ackerman (Gallo employee), Trent Jackson (Gallo employee), and several John Does on March 10 in Hinds County Circuit Court seeking actual and punitive damages. The usual defenses and motions to dismiss were filed by the defendants.

Ms. Ridgway took the extra step of filing Chapter 7 bankruptcy on May 5, 2010 . (Schedule of creditors). Ms. Ridgway then signed agreements reaffirming loans on her house and car. Did I mention she purchased her brand new Audi A5 CVT nine days after the Foxes filed their lawsuit? Or that her home is worth close to half a million dollars? The court approved the motions to reaffirm. Meanwhile, Ms. Ridgway claimed she had expenses of $8,000 a month but only made approximately $3,000 a month.

The Foxes are contesting the bankruptcy petition. They filed a petition for a Rule 2004 exam* in June. The Foxes then filed a complaint on September 14 in Bankruptcy Court alleging fraud on the part of Susan Travis Ridgway and asked the court to deny her petition for bankruptcy. The Foxes claimed Ms. Ridgway committed the following acts:

  • repeatedly failed to disclose to the Court she is the beneficiary of a trust fund and is a trustee failed to list claims against Mr. Jones "in connection with the accident but included the claims filed by the Foxes.
  • valued the Audi $7,100 less than the balance of her loan
  • claimed her home was only worth $425,000 when she bought it 17 months earlier for $593,000 and made a $220,000 down payment.
  • claimed the furniture in her home was actually "purchased" by her mother and was merely "stored" in her home. Ms. Ridgway further testified she had "given" personal property to her mother but "not yet delivered possession" to her mother.
  • claimed she had personal property of $50,000 in her recent divorce yet in her petition only claimed an amount of $10,125, slightly over the statutory exemption.
It should be noted Nationwide Insurance filed suit in January seeking to deny coverage to Ms. Ridgway. This is a horrible case and one can not blame the Foxes for seeking justice in the criminal and civil courts. It remains to be seen whether this ploy used by Ms. Ridgway will allow her to escape any liability for events that took place that night in March 2009.




Note: Here is a copy of Mrs. Ridgway's divorce.

*Rule 2004 exam is a procedure in bankruptcy law where any party is allowed to examine the financial affairs of another party.

28 comments:

Anonymous said...

She's not going to keep the house. The homestead exemption is as follows:

Homestead: Property that is owned and occupied to $75,000; if over 60 and married or widowed may claim a former residence, Property cannot exceed 160 acres; sale proceeds exempt, mobile home does not qualify as homestead unless the debtor owns the land on which it is located

Anonymous said...

Hell - sue the deep pockets of the Sweet Potato Queens too ;-)

Anonymous said...

I hate that you can sue E&J, the Hilton and it's employees over this. .16 isn't "overserved" and they shouldn't be having to shell out defense fees.

Anonymous said...

The Sweet Potato Queens appear to party like there is no tomorrow. At least that is the way they seem to portray themselves in film footage I've seen on TV. The way they act likely encourages others in their presence to act the same way. It might make one think they indirectly contributed to this horrible wreck.

Anonymous said...

Who are their bankruptcy lawyers? Are the Gallo people wine reps?

Anonymous said...

Sorry, excuse my 3:00 comment. I forgot to "Click here to read more"

Anonymous said...

Sue the couple, yes. But suing the others (Gallo, Hilton, etc.) to me, a non-attorney, is what is wrong with our legal system.

Anonymous said...

5:27

Please reserve judgment until you have experienced personal tragedy in which your expenses greatly exceed your income due to no fault of your own or your family. You have no clue what the f*^#ck you are talking about!!!

BTW: tort reform is GREAT until you or your loved one is affected then, you are SCREWED. Go figure!!!

Anonymous said...

5:27 You are absolutely right.

Anonymous said...

5:27 you are right. take every penny that belongs to the two clowns responsible, but leave everybody else out of it. nobody else told them to do what they did (I'd wager no one else knew what they were going to do).

Kingfish said...

Does anyone think she might be committing some bankruptcy fraud?

Anonymous said...

Sounds like it will be a very long, drawn out legal battle. Factor in Gallo's lawyers, Hilton's legal team, lawyers for the employees....it shapes up as a real clusterfest.

What else besides partying do the SPQ's stand for? Lycra, condoms, and botox? I know they are a part of raising money for sick children, but having a huge, drunken good time along the way is just a perk.

Anonymous said...

Sounds like it will be a very long, drawn out legal battle. Factor in Gallo's lawyers, Hilton's legal team, lawyers for the employees....it shapes up as a real clusterfest.

What else besides partying do the SPQ's stand for? Lycra, condoms, and botox? I know they are a part of raising money for sick children, but having a huge, drunken good time along the way is just a perk.

Anonymous said...

10:27 you are absolutely right.
AMEN

Anonymous said...

If people, even family members, followed laws and had common sense then there would be no reason for lawsuits. But since people, even family members, sometimes do not then lawsuits are the only option left. In this case, sad though it is,even for family members involved, Travis and Jones deserve everything they get. The stupidity of their behavior is still baffling me. Tis unfortunate thee 2 are putting their families through this.

Anonymous said...

I'll bet the insurance companies for the big guys like Hilton, Gallo, etc will offer to settle for their part just to have it resolved and because their liability is more questionable than Jones and Travis. Those two need to pay up.

bill said...

This was a senseless tragedy and the two idiots who caused it should be made to pay for the rest of their lives, both by going to prison and by forfeiting everything they own to the victims. However, I am against the legal strategy the victims seem to have employed. Unless there was a clear causative link between the other parties and the accident, they should not have to spend the money it will take to prove they didn't have anything to do with it. I'm completely fine with others paying up if they had anything to do with it, but was the Hilton manager even on the property that night? Did he knowingly overserve the offenders? For that matter, I'm not a fan of a bar or restaurant being responsible for determining the level of sobriety of their patrons. While I'm very sympathetic to the Fox family, who I understand are nice people and whose lives are forever altered because of the irresponsible actions of the drunk couple, I just don't like it when attorneys throw lawsuit spaghetti against the wall to see what's going to stick. Bill Billingsley

Anonymous said...

It sure seems as if fraud is being committed here. Why the 2 different stories about the house furnishings? Did she not understand that she was giving a statement that can be used against you if it is incorrect? Why hide the trust? There is a lot of things gone wrong on her side and maybe if she is wanting to get out of this she should have gotten her story straight before she started talking. Just like in the article about the wreck with her performing oral sex on the drive just prior to the accident, why would you say anything like that to a doctor with others present if you don’t want it to come out for everyone to hear? Mr. Jones doesn’t have a pot to piss in for the rest of his life if you ask me. Both of them should lose everything they have and just have the minimum amount to live on. By the price of the house she must be in The Reunion or some other high scale neighborhood in Madison, since they were on HWY 463 that seems to make since. What about the children of the two? What a great example they have just set for them. Don’t worry we can try and weasel our way out of it and lie and cheat. That is what you want your kids to learn. Have fun in prison Mr. Jones and for Ms Travis or Ridgeway or whatever your last name is now, hope you have some friends to help you move as that half million dollar home and the new Audi will no longer be yours for long. For the Foxes I hope you get everything you deserve and are entitled to.

Anonymous said...

then lawsuits are the only option left

Problem number one....

Anonymous said...

absolutely looks like bankruptcy fraud to me. more than that, lying in a BR proceeding, i.e., to a federal agent/agency--Martha Stewart went to the federal pen for that. if Guest doesn't indict her, which he should for her involvement in the wreck, the feds should indict her for lying! and also, the BR should be dismissed, not discharged.

jane said...

Yes to all the above, but shouldn't it be "perpetrated" fraud, not "perpetuated"? Unless they plan to drag this hopeless defense on into eternity...?

Anonymous said...

It is difficult to get prosecutors excited about bankruptcy fraud. Drug dealers and killers make better press.

Anonymous said...

I agree that I hope the Foxes get everything that they deserve, but they won't be getting it from Jones. He's never had a pot to piss in...he knows how to use people to get what he wants. He was with Ridgeway because she had money and she was willing to do whatever he wanted. There is only one person responsible for this accident and its JONES. If you only knew the destruction he has always left in his past...

Anonymous said...

Why not sue Hal and Mals? There were/are photos of both of them drinking right after the Parade on FB. I do not understand why they are suing the Hilton? Was there a SPQ party?
Of course it is bankrupcy fraud. She is protecting her home and her possessions. Sounds like that will not fly... "Something is rotten in Denmark"!

Kingfish said...

Hmmmm...... 40 something year old woman that likes to have sex in cars has a trust fund and is single........ hmmmm.......

Anonymous said...

I want to know how in the world it's possible for one to perform oral sex when both Ms. Ridgway and Mr. Jones had on their seatbelts as stated in the police report you posted. Also Mr. Jones known to be a large man and they were in a small sedan. This would be physically and logistically impossible. It looks like the paramedic or whoever it was that "claimed" he overheard Ms. Ridgway say that to the doctor has quite an imagination and also if he said that wouldn't that be a breach of doctor/patient priveledge? I bet that man is in a heap of trouble.
Plus it's strange no one mentioned the fact that Ms. Ridgway's back was cracked in half as evidenced by her having to wear basically a suit of armour for many many months after the wreck.
And what's up with Mrs. Fox putting her husband in THE most expensive assisted living home in the state? He's not in  a nursing home. Why isn't he at home with his wife and children with a nurses aid or whatever he needs. Fortunately he seems to be functioning well as he is seen eating lunch regularly. He was doing fine at Sakura Bana recently. That's good news.

Anonymous said...

King fish it looks to me like you have a personal problem with her. I seems to me your very selective about your postings. Only publishing the ones that drive your agenda.

Anonymous said...

I see the attorney for Ridgeway has shown up.

Where do you live?

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